- Be upfront and transparent with the insurer. Provide them with detailed information about your car, driving history, and any modifications or upgrades.
- Don’t be afraid to ask questions. Understand exactly what each coverage option entails and what exclusions might exist.
- Compare quotes carefully. Look beyond just the price and consider the total coverage offered, deductibles, and the insurer’s reputation.
- Read the fine print. Before finalizing your policy, take the time to thoroughly review all terms and conditions.
Beyond Price: Customer Service and Accessibility
While cost is a significant factor, consider the insurer’s customer service reputation and how easily you can reach your agent. High net worth insurance should come with the assurance of a dedicated agent who is readily available to address your concerns and answer questions.
